The fee outflows associated with routing domestic transactions through Visa and Mastercard networks represent a recurring drain on foreign exchange that a functional domestic alternative would eliminate. Tax incentives for PayPak transactions require fiscal policy changes that go beyond 1LINK’s remit. A mandatory PayPak card for government employees is only as useful as the number of merchants that accept it. The Global PrecedentPakistan is not the first country to pursue domestic card scheme development through government mandate. The economic case for routing domestic government payments through a domestic payment scheme is clear.