In 2026, Maya is set to shake up the traditional, time-consuming, and let’s be honest–tedious process that is simply securing a loan. As such, the the leading digital financial services platform in the Philippines has announced a significant update to its personal loan offerings designed to fast-forward user goals. The company has officially increased the borrowing limit for the Maya Personal Loan to up to ₱400,000, providing eligible users with greater flexibility for high-impact projects. Once a loan is approved following a credit evaluation, the proceeds are credited immediately to the user’s Maya Wallet, enabling a seamless transition from planning to execution. As the country’s #1 fintech ecosystem, Maya integrates its digital bank and omni-channel payment processor to simplify complex financial tasks.