After decades of focusing entirely on accumulation, moving into the decumulation phase triggers major psychological friction for retirees. Kimberley Dondo talks to Ed Green, investment specialist at M&G, to explore why clients default to extreme caution and rigid mental accounting. Learn how market volatility distorts rational spending plans and discover how the adviser’s role must evolve from running mathematical cash-flow models to coaching clients to enjoy their wealth intentionally. Retirement Evolution Series