The Ipoh High Court ruled that Zurich Takaful Malaysia Bhd was entitled to void a family takaful policy after finding it was obtained through deliberate fraud. PETALING JAYA : The High Court in Ipoh has ruled that Zurich Takaful Malaysia Bhd was entitled to void a family takaful policy after finding it was obtained through deliberate fraud, despite failures by the insurer’s own agent to follow basic underwriting procedures. However, the judge said these failures did not invalidate the contract as Zurich Takaful had accepted the proposal, issued the certificate and collected RM3,000 in contributions. In his 39-page judgment, Susayan said evidence, including another takaful policy with similar fabricated family relationships, pointed to a fraudulent scheme rather than innocent mistakes. Raam Kumar appeared for Zurich Takaful, while Vigneswaran Raju acted for Yathavan.