“It’s unlikely to continue in 2026 because the average that migrants are sending is exceeding their income limitations,” he said. Some migrants are sending lump sums now, bundling multiple transfers into larger one-time wires to avoid repeated trips or future taxes. That exemption has triggered even more urgency among undocumented workers, who often rely on informal cash-based systems to send money. ...Remittance platforms have already raised transfer fees in response to rising demand, she added, making it harder for some migrants to afford the cost of sending money home. “Yes, it does send money back to people in the home countries, but it also becomes a dependency.