The Lloyds Banking Group (LSE:LLOY) share price responded positively to 30 July half-year results. In the world of banking, there are three key financial measures that analysts tend to focus on when assessing results. Prior to publication of the bank's results for the first six months of 2026, analysts were expecting this to be 16.6%. The trouble is that the UK's banks, including Lloyds, are doing quite well at the moment. If the total payout for the year is raised by the same amount, shareholders could earn (no guarantees) 4.73p a share over the next 12 months.