Financial assets worth Rs 1.84 lakh crore lying unclaimed with banks, regulators says SitharamanFinance Minister Nirmala Sitharaman launched the Apki Poonji, Apka Adhikar campaign to return Rs 1.84 lakh crore in unclaimed financial assets. Speaking on the occasion, the Union Minister for Finance and Corporate Affairs said that financial assets worth Rs 1.84 lakh crore were lying unclaimed with banks and regulators in the form of bank deposits, insurance, provident fund or shares. She urged officials to work on three As — Awareness, Access and Action — to ensure these unclaimed assets reach rightful owners during the three-month-long campaign. “Unclaimed monies are lying with the banks or with the RBI or with the IEPF (Investor Education and Protection Fund). “As per the DFS (Department of Financial Services), Rs 1,84,000 crore is lying there.