Care and Youth Caribbean Netherlands ZJCN has announced that, as of January 1, 2025, the health insurance entitlements package for residents of Bonaire, St. Eustatius and Saba (the BES is­lands) will be amended. The BES Health Insurance Entitlements Regulation RazBES outlines which healthcare services are covered for ZJCN policyholders. Starting in 2025, exercise therapy for patients with chronic obstructive pulmonary disease (COPD) will be covered without a cap on the number of sessions. Prior approval from ZJCN is required for both exercise therapy and physiotherapy. As of January 1, 2025, individuals diagnosed with signifi­cant functional limitations caused by rheumatoid arthritis will receive full coverage for exercise therapy.