But a recently settled case is based on a claim of a credit reporting mistake. The consumer credit reporting company was accused of noting a collection account more than once on some individual credit reports. According to court documents, she discovered that the company had noted a $305 collection account on her credit report more than once. Eligible consumers had a duplicate collection account noted in their credit report at the same time a credit report was requested. How to monitor a credit report for errorsMonitoring your credit report regularly helps uncover errors, such as duplicated collection accounts alleged in the Equifax class action suit.