Hovhannes Toroyan: Ameriabank: At the Vanguard of Armenia's Banking Sector PanARMENIAN.Net - In an interview with Global Markets Magazine, Hovhannes Toroyan, Chief Financial Officer at Ameriabank CJSC, explains the Bank’s strategy and highlights some of the reasons for its success in the Armenia market. Staying at the vanguard of the Armenian banking industry and its transformation, Ameriabank continues investments in IT technology and digitalization in line with its strategic priorities. As the leading financial institution in Armenia, Ameriabank acknowledges its responsibility to play a key role in advancing Armenia’s transition towards sustainable future. As the leading financial institution in Armenia, Ameriabank acknowledges its responsibility to play a key role in advancing Armenia’s transition towards sustainable future. Banks are in fierce competition with one another to develop and launch innovative digital banking products and services.