Find out which banks are offering the best CD rates right now. Learn more about where CD rates stand today and how to find the best rates available. Banks with the best CD rates todayCD rates are relatively high compared to historical averages. Today, Thursday, July 30, 2026, the highest CD rate is 4.15%. Here is a look at some of the best CD rates available today from our verified partners:This embedded content is not available in your region.