Anyone can create a budget, but the key to successful budgeting is creating a budget you can stick to. There are three main steps to complete to create a budget you can stick to. This simple, printable budget planner makes it easy to track where every dollar goes. This simple, printable budget planner makes it easy to track where every dollar goes. Establishing financial goals gives you a reason to save more and encourages you along on the path to increasing your net worth.