Discovery Bank attracted 2.5 million clients. GoTyme, the digital bank that rebranded from TymeBank in April, has signed up more than 12 million customers faster than almost anyone expected. The bank is scheduled to launch in April 2027 under chief executive Merwe Scholtz, who began his career at Capitec, with a target of 1.8 million primary banked customers by 2032. It is that South African estate, not the group total, that a South African bank can distribute through. A clothing lay-by is a different data asset from a FoneYam device instalment, which is different again from a bill payment.