-- $157.5 million, up from $154.8 million in the first quarter of 2026 and $149.1 million in the second quarter of 2025. -- $13.1 million, a decrease from $20.7 million in the first quarter and $13.4 million in the second quarter of 2025. Welcome to the NMI Holdings Inc. 2026 second quarter earnings conference call. Investment income was $30.3 million in the second quarter, compared to $28.6 million in the first quarter and $24.9 million in the second quarter of 2025. Claims expense in the second quarter was $13.1 million, compared to $20.7 million in the first quarter and $13.4 million in the second quarter of 2025.