The EU is considering measures to restrict CBI passport holders from the Caribbean from entering the Schengen area in the future. The European Commission estimated in December 2025 that approximately 107,000 passports had been issued through the five programs. That does not mean that Caribbean passport holders will automatically lose bank accounts. For an American investor who does not require a Caribbean passport to visit Europe, that secondary consequence may be more important than the travel restriction itself. He predicts that direct citizenship programs may become residence-led pathways resembling immigration models already used in Europe and North America.