Industry estimates value Nigeria's airtime credit market at between ₦300 billion and ₦400 billion annually, reflecting the growing demand for digital financial services that provide small-value credit quickly through mobile phones. The company provides the technology behind Airtime Credit Services offered by mobile network operators and also supports other digital financial solutions using automated credit assessment and repayment systems. Agbo highlighted:"These services provide a lifeline for millions of Nigerian consumers who rely on them for daily connectivity, and we welcome this development." The telecom operator said qualified customers can borrow airtime or data by dialling *303#, subject to their approved credit limits. The development followed similar moves by Airtel and Glo, which had resumed their airtime and data lending services before MTN.