According to the official data, banks in Jammu and Kashmir received 36,181 applications under PMEGP in 2021-22, 39,341 in 2022-23, 38,667 in 2023-24, 28,697 in 2024-25, and 10,411 in 2025-26. The data further revealed that margin money subsidy was released for 21,648 projects in 2021-22, 12,023 in 2022-23, 15,065 in 2023-24, 9,863 in 2024-25, and 7,837 in 2025-26. Manjhi informed the House that, on average, implementing agencies take 58 days to process PMEGP applications, banks require 70 days to sanction loans, while the Khadi and Village Industries Commission (KVIC) takes 84 days to release the margin money subsidy. "The Government closely monitors the implementation of the Prime Minister's Employment Generation Programme (PMEGP), including the time taken for sanctioning loans and disbursing financial assistance in the form of margin money subsidy across the country," the minister said. To facilitate project preparation, over 1,000 model Detailed Project Reports (DPRs) covering different sectors have been uploaded on the PMEGP portal.