Here is what the partnership delivers for everyday Kenyan users and local businesses:1. Pay and receive in Kenya Shillings (KES)Historically, to pay a supplier in Ghana, Nigeria, or Egypt, Kenyans had to buy US Dollars or Euros first. Under PAPSS, you pay in Kenyan Shillings (KES) from your account, and the recipient receives the funds in their own domestic currency. Because PesaLink is integrated as a real-time termination switch, cross-border transfers into Kenyan bank accounts, SACCOs, microfinance accounts, and mobile wallets now process instantly, 24/7. Lower costsAccording to World Bank data, sending money across African borders costs an average of 7% to 8% of the transaction value.