Financial security remains a major part of retirement adjustment, and no social routine can make inadequate income unimportant. Treating money as superficial would be particularly careless for people approaching retirement after interrupted employment, caring responsibilities, illness or low-paid work. The strongest bodies of evidence included finances and physical health, but also leisure, voluntary retirement, social integration and personality-related attributes. They replace the reason to get upA reason to get up does not have to be a mission. We recently examined what can happen when retirement removes the structure that regularly called a person’s knowledge into use.