California Is Considering Giving Homeowners 6 Months Notice Before Dropping Their Insurance — Here’s Why That Idea Is More Radical Than It Sounds and Why Most People Think It Just Makes Sense

Right now in California, your homeowners insurance company can tell you it is not renewing your policy with 75 days’ notice. What Is Actually Happening to California Homeowners Right NowCalifornia has become a national example of what insurance nonrenewal looks like at scale. And when a policy gets dropped, most California homeowners get a notice that says very little about why. Your homeowners insurance is not a luxury. In the market California has now — where finding replacement coverage can take months — six months is not generous.