Jammu Tawi, Jul 30: Chief Secretary, Atal Dulloo, took a comprehensive review meeting of the Housing & Urban Development Department (H&UDD) to evaluate the implementation of housing schemes for the urban poor under the Pradhan Mantri Awas Yojana–Urban (PMAY-U) in Jammu and Kashmir. While speaking the Chief Secretary observed that access to affordable housing is one of the most fundamental aspirations and essential needs of every family, particularly those belonging to the urban poor. He said that the PMAY–Urban serves as a transformative social welfare initiative by providing secure and dignified housing to eligible beneficiaries, thereby substantially reducing their financial burden. He emphasized that every eligible urban poor household should be covered under the scheme, while ensuring complete transparency, accountability and adherence to the standards specified in the scheme. The meeting also reviewed the implementation of PMAY-U 2.0, particularly under the Beneficiary Led Construction (BLC) component.