The partnership will enable real-time outbound international payments for the bank’s retail and small and medium-sized enterprise customers. Customers will continue initiating payments through HDBank as usual, while TerraPay will handle delivery to overseas bank accounts and mobile wallets. HDBank will access the service through its existing Swift connection, without requiring significant capital expenditure, major technology upgrades or complex integrations. This partnership gives HDBank a direct route to global reach through infrastructure they already trust, so they can bring new capabilities to market faster and without disruption.” The service will support payments to overseas suppliers, partners and beneficiaries.