"We have strengthened our market leadership, built our digital and AI capabilities, and enhanced our cost and capital leadership, while remaining on track to deliver our 2026 financial targets. Lloyds decided to scrap the Halifax brand and change it to Lloyds. Mr Nunn said AI could enable Lloyds to offer entirely new digital services, including more tailored financial advice. Under its new ‘Accelerate 30’ strategy, Lloyds will invest more than £13 billion over the next four years to transform how customers manage their money. More recently, Lloyds decided to scrap the Halifax brand and change it to Lloyds.