Scenario planning is about testing different lifestyle and financial decisions to see what impact they will have on your future. On an ongoing, annual basis, repeat each step in the process: another discovery meeting, scenario planning, solutions, action. If you are not sure where to find a planner try MoneySense’s Find a Qualified Advisor tool, FP Canada’s Find your financial planner page, Financial Planning Association of Canada’s Find a financial planner directory, or ask AI “Who is a reputable financial planner near me that will help me with a state-of-the-nation overview?” Jackie, again, your question is not cryptic, and I hope you are not intimidated by the thought of seeing a planner, because financial planning is for everyone, not just the wealthy. A good planner will show you the big picture, and you may find that, whatever you decide, it feels a lot less overwhelming once you can actually see it.