Tokenized Deposits Enter the PictureAlongside OpenUSD, Visa is digging into tokenized deposits. Tokenized deposits take a standard bank deposit and convert it into a digital token that can move across blockchain rails. If tokenized deposits become a standard part of how money moves, Visa wants to be the network those tokens travel on. Stablecoins, tokenized deposits, AI commerce — Visa is stacking its bets on digital-native infrastructure, and OpenUSD is the most specific public commitment it’s made so far. Tokenized deposits convert traditional bank deposits into digital tokens to improve transaction speed and security.