The renter-owner wealth gap is wider than ever, as many are priced out of buying

But for generations, especially for the middle class, housing wealth has been key in helping many do better than their parents. The analysis of the wealth gap includes both housing and other wealth, which can affect each other. "Housing wealth also transfers to future generations," she said, so this wider inequality will likely play out in families for decades to come. A small but growing number of Gen Zers in their 20s are managing to buy homes despite the odds, most without parental help. How much housing wealth is enough, though?