Money expert Dave Ramsey shared on his website, Ramsey Solutions, seven money problems that didn’t exist 50 years ago. Here are some other scary statistics:The Federal Trade Commission (FTC) received 5.7 million total fraud and identity theft reports this year alone, 1.4 million of which were identity theft cases. What can be helpful, as Ramsey Solutions suggests, is finding smart ways to safeguard your finances. If you really want to eliminate credit card use, the post on Ramsey Solutions recommends cutting them up. According to the post on Ramsey Solutions, cutting back on big expenses is a helpful strategy to counteract the high cost of living.