Elon Musk's 'everything app' vision takes a major step forward with X Money, though digital asset fans will have to keep waitingX just became a bank. For a platform run by one of crypto’s most famous cheerleaders, X Money launched with zero cryptocurrency support. How X Money actually worksThe service is currently available only to X Premium and X Premium+ subscribers, which means the average free-tier user scrolling through posts won’t see it yet. Cross River Bank, the banking partner powering X Money, is a New Jersey-based institution that has built its business on providing embedded banking infrastructure to technology companies. The expectation among crypto enthusiasts was that X Money would arrive with some form of cryptocurrency integration baked in.