The government of Ghana has announced that Ghanaian financial institutions and private developers have accessed $35.5 million through the country's partnership with the Shelter Afrique Development Bank to support housing and mortgage financing, as it launches a comprehensive assessment to address the country's persistent housing deficit. The assessment, known as the Ghana VIRAL Model Assessment, is expected to identify the policy, institutional, regulatory, and financing barriers that are slowing the delivery of affordable housing and to provide a roadmap for attracting greater investment in the sector. According to the minister, the assessment will examine five key pillars of the housing sector: institutions, regulations, market actors, financing, and local housing initiatives. He explained that the findings would help improve coordination among housing stakeholders, strengthen the country's housing finance architecture, and create a more enabling environment for private-sector investment. The government believes these reforms will ultimately increase the supply of affordable housing while expanding access to mortgage financing for ordinary Ghanaians.