Choosing the best car insurance cover is about much more than just the cheapest premium; it’s about getting the best value for your specific needs. Third-party insurance covers you for damage caused to someone else’s vehicle, while comprehensive cover offers all-round protection with a range of built-in benefits. OUTsurance offers comprehensive car insurance designed to help you get the most out of your cover – get a quick quote below. It clearly illustrates the difference between comprehensive and third-party insurance, as well as highlights their OUTsurance Essential cover proposition. Feature Comprehensive Essential Car Insurance Third-Party Only Own vehicle damage ✅ Covered Limited cover.