Sorry to alarm you, but one of the biggest expenses your clients will face in retirement is going up. The average 65-year-old retiring in 2026 will need approximately $185,500 to cover future healthcare expenses, according to a new report from Fidelity. Costs for healthcare in retirement have always been high, so Fidelity’s latest projection isn’t exactly surprising, and there are reliable methods for meeting the challenge. Bottom line: Planning ahead can make sky-high healthcare costs much more manageable. Ron Mastrogiovanni, CEO of the health spending analytics company HealthView Services, said his firm’s latest research aligns with the Fidelity report.