This brings us to Apple Upgrade, which was announced as a new leasing option rolling out in the US for selected products made by the Cupertino-based company. “Apple Upgrade offers 12- and 24-month leasing options for iPhone and Apple Watch, and 24- and 36-month leasing options for Mac and iPad. “Upon choosing their preferred leasing option, customers can apply within minutes — online or in-store — and receive quick approval from Klarna. It is a system that certainly locks users into a specific ecosystem, and with Apple being the ecosystem company in the smartphone space, it is easy to see why it has introduced Apple Upgrade. “With the launch of Apple Upgrade, Apple will no longer offer the iPhone Upgrade Program and iPhone Payments in the United States,” it concluded.