Their two-person business with no employees thrives on their thoughtful details and reputation established from a successful career in a traditional store. Lloyd, who hails from Birmingham, England, has worked alongside the Rogoway brothers since 1989. Rogoway wanted him to jump back into the business, but Lloyd was hesitant. AdvertisementFulfilling Operation for (Former) RetireesThis business model excels because it is run by professionals who built successful careers in the jewelry industry. “There is life after retirement,” Rogoway says.