SoFi Technologies (SOFI) shares are inching lower ahead of the company's fiscal Q2 earnings set to be released before the market opens on Wednesday, July 29. The quarterly update arrives at a time when SOFI stock is under immense pressure, currently down about 40% versus the start of this year. In fact, Barchart's "56% SELL" opinion on SoFi Technologies reinforces that technical momentum is indeed against the fintech stock in the back half of 2026. SoFi Shares Are Relatively Attractive to OwnInvestors should also note that SoFi's executive vice president (EVP) Kelli Keough unloaded about 11,000 of its common shares last week. Wall Street's Stance on SoFi TechnologiesDespite weak technicals and insider sales, Wall Street remains bullish on SOFI shares for the next 12 months.