The initiative, launched in partnership with payment platform Klarna, enables eligible customers to lease selected Apple devices instead of paying the full purchase price upfront. Full list of Apple devices eligible for monthly paymentsUnder the new leasing programme, customers can spread the cost of several flagship Apple products over one to three years, depending on the device. Lower monthly costs replace previous upgrade programmeThe new initiative replaces Apple's long-running iPhone Upgrade Programme, which allowed customers to exchange their iPhones after making 12 monthly payments. The move is expected to make Apple's premium ecosystem more attractive to consumers who prefer predictable monthly payments over a large upfront purchase. Apple announces monthly payments for select devices; Nigerians can pay in instalments.