Last year, more than 1 in 3 working-age adults used credit cards to buy groceries — and many of them had trouble paying them off.” “The same report found that even among high-income working-age adults using credit cards for groceries, many experienced repayment challenges,” said Singletary. And a quick note on “payday loans,” if you don’t already know: With a payday loan, a borrower promises to repay the funds with their next paycheck. In just 19 states with available data, more than 1 million children have been cut from SNAP food assistance since the law passed, according to a blog post by the center this month.” “Consumers forced to rely on microloans via Buy Now, Pay Later plans, predatory payday loans, or credit for basic sustenance are a warning sign for the entire economy.”