Key takeaway: Prosperity Bancshares executives say they've lost loans in recent weeks to competitors that are willing to price or structure deals more aggressively. Prosperity Bancshares executives say they've lost loans in recent weeks to competitors that are willing to price or structure deals more aggressively. Kevin Hanigan, Prosperity's president and chief operating officer, said the $43.9 billion-asset company passed on two additional recent deals after competitors offered sub-5% introductory rates. The $725.9 billion-asset, Minneapolis-based U.S. Bancorp, for example, reported 3% linked-quarter loan growth as well as year-over-year growth totaling 7.1%. For the second quarter, Prosperity reported net income totaling $168.6 million, up 25% from the same three months in 2025, before the Stellar acquisition closed.