State Pharmaceutical Assistance Programs Can Fill Coverage GapsSome states operate State Pharmaceutical Assistance Programs (SPAPs) that help residents pay for prescription medications in addition to their Medicare Part D coverage. Medicare Savings Programs Can Unlock Additional Prescription HelpMany retirees overlook Medicare Savings Programs (MSPs) because they believe they’re only designed to help pay Medicare premiums. They’re trained experts who help beneficiaries compare Part D plans, determine eligibility for assistance programs, and identify ways to lower prescription costs. Programs like Extra Help, Medicare Savings Programs, state assistance, manufacturer-sponsored aid, and free SHIP counseling exist specifically to make medications more affordable for people who qualify. Have you ever applied for one of these prescription assistance programs, or did you discover a resource here that you plan to explore?