Placer County California Was Just Designated a Fire Risk Reduction Community — State Law Now Requires Insurers to Reflect That in Your Rate — Most Homeowners Have No Idea to Ask

California now requires insurers to account for a Fire Risk Reduction Community designation when they set homeowners insurance rates. The reduced wildfire risk reflected by the county’s qualifying status must be factored into premiums. Placer County homeowners and business owners are encouraged to call their insurance provider, mention the Fire Risk Reduction Community designation, and ask how it applies to their specific policy. Not every carrier has filed rates that specifically reflect the county designation. The Bigger Picture — and What Placer County Homeowners Are Ahead OfMost California counties have not achieved Fire Risk Reduction Community status.