Am I Going to Come Down With Alzheimer's Disease or Not? Based on this unexpected and startling finding, the future of genetic testing was forever changed. Further, GINA applies only to health insurance but not disability insurance or long-term care insurance. Here are three provisions for medical release and authorization presented recently for signature to a patient of mine seeking long-term care insurance. Three, “If I do not sign this authorization for my long-term care insurance, my application may not be processed.”