The Financial Services Council's Kirk Hope has made its election play this morning. (Image: NZME)The Financial Services Council wants New Zealand to phase out total-remuneration packages, stopping employers from taking their KiwiSaver contribution out of their employees' overall package.The FSC's chief executive Kirk Hope said employer contributions should be “exactly that – the employer’s contribution”. “It should not be taken from someone’s own pay and handed back wearing a KiwiSaver badge. ”‘Separate conversations’The FSC launched its election manifesto on Thursday morning, sha...