In 49 states, the number of people enrolled in Obamacare plans has declined since Congress made coverage more expensive by allowing federal subsidies to expire at the end of last year. In states with their own exchanges, including some that used their own money to partially replace the expired federal subsidies, the average enrollment drop was 6%, according to KFF. In states using the federal marketplace, the average decline was 15%. “So now, when we’re looking at the loss…it’s people who had marketplace coverage now having to evaluate whether they want to continue it.” “So, if insurers are pulling out, people who are seeking marketplace coverage might have fewer choices,” Lo said.