According to the figures presented in Parliament, banks collected ₹7,086.63 crore in FY2025-26, compared to ₹6,974.79 crore in FY2024-25. AdvertisementPrivate Banks Collected the Highest Minimum Balance PenaltiesPrivate sector banks collected the largest share of these penalties in FY2025-26. Among private lenders, HDFC Bank collected the highest amount at ₹1,798.14 crore, followed by Axis Bank, which collected ₹1,081.33 crore. Public Sector Banks Collected Lower PenaltiesPublic sector banks together collected ₹2,137.92 crore during FY2025-26. Among them, State Bank of India (SBI) collected ₹477.27 crore, while Bank of Baroda recovered ₹394.10 crore through minimum balance penalty charges.