At that volume, a contractor running one lender program is going to hit the non-prime homeowners every week. A Financing Link is not a Financing ProcessFor most contractors, offering financing means having a single lender link and one preferred program the sales team defaults to. Financing becomes part of the estimate conversation instead of a last step tacked on after the homeowner reacts to the number. What to Look For in a Contractor Financing ProcessA financing process worth using answers a few practical questions. ● Does it check multiple credit boxes on one soft pull, or does a lower score just get a flat no?