WestCap has involved the Truth in Lending Act's LO Comp Rule , although loanDepot recently argued that only consumers can sue a lender for a purported violation. The cases are rare complaints of a lender violating the LO Comp Rule, after the Consumer Financial Protection Bureau penalized some mortgage players for infractions a decade ago . A spokesperson for loanDepot referred National Mortgage News to the motion to dismiss, while an attorney for West Capital Lending didn't return a request for comment Tuesday. The LO comp rule questionWhile loanDepot maintains a "no-steering" policy , former employees declared to the court that the company cut compensation for production managers who failed to steer consumers into maximum-priced loans. The lender argued that courts have established that the LO Comp Rule's private right of action is only reserved for consumers impacted by non-compliance of the rule, not competitors.