This integration completely removes the dependency on document capture during the digital account opening process. While over 94 million Filipinos have registered with PhilSys, digital account opening friction—specifically the document capture step—often causes potential users to abandon the process out of uncertainty regarding document validity. “With our direct integration into the National ID Authentication Services, GoTyme Bank can verify a customer’s identity against official government records in real time, making account opening simpler, faster, and more secure. What this means is the ability to open a GoTyme Bank account in as little as five minutes, with fewer steps. For GoTyme Bank, this integration represents another step toward making banking more accessible, secure, and easier to use for more Filipinos.