Unlike today's chatbots, these AI agents are designed to take action rather than simply answer questions. Future AI agents could continuously optimize taxes, manage cash balances, monitor mortgages, oversee borrowing and rebalance investment portfolios automatically based on an individual's financial objectives. Robinhood recently launched tools allowing third party AI agents to connect directly with customer accounts, while brokerage platform Public is building proprietary AI agents capable of automating investing workflows inside its ecosystem. Some investors report positive experiences using AI strictly as a research assistant. Thomas Schlossmacher, founder of AI company Specialty Tokens, said he experimented with automated trading agents after seeing claims they could consistently identify profitable market patterns.