Tenancy fraud is costing UK landlords an estimated £266m a month, with most unable to recover their losses. Doctored bank statements are the most common tacticSome 94% of fraud cases involve fake documents, with doctored bank statements the most common tactic. Within that, filings relating to tenant referencing increased by 263 cases — a notable rise that reflects growing awareness among referencing professionals of fraud attempts at the application stage. A conversation about lender requirements and rental income verification naturally connects to a wider discussion about how that rental income is established and protected. Professional tenant referencing from an established provider is essentialTenant fraud is not a niche risk.