How does the Apple Upgrade program differ from iPhone Upgrade Program? First, a bit of background: The Apple Upgrade program replaces the company’s old iPhone Upgrade Program, which was run through Citizens Bank and only applied to iPhones. Unlike the iPhone Upgrade Program, you lease the device from Apple under the Upgrade program (and don’t get AppleCare+ included in the agreement). Apple currently does not offer its budget devices under the Apple Upgrade program. Multiple lease terms are availableAs mentioned above, you lease the iPhone, iPad, Apple Watch or Mac from Apple through the Apple Upgrade program.