Nonperforming assets were $505,000, or 4 basis points of total assets, as of June 30, down from $978,000 at March 31. Provident Financial also has four commercial real estate loans totaling $818,000 scheduled to mature in fiscal 2027. Margin Expands as Asset Yields RiseNet interest margin rose 8 basis points sequentially to 3.21% in the June quarter. The cost of borrowings decreased 7 basis points to 4.04%, while the average cost of deposits increased 3 basis points to 1.36%. About Provident Financial (NASDAQ:PROV)Provident Financial Services, Inc (NASDAQ: PROV) is a bank holding company headquartered in Jersey City, New Jersey, that conducts its operations through its wholly owned subsidiary, Provident Bank.